Whether you’ve had insurance or not before, it can be a lot to take in. If you need help understanding insurance, look no further than our Resources.

We are an independent insurance agency, which enables us to sell insurance from multiple companies. This means that when you buy insurance from us, you aren’t paying for a product created by Armor Insurance Professionals. After evaluating your needs and comparing rates from multiple companies, we provide you with a policy from a certain insurance brand. As experienced insurance agents, we are backed by years of industry knowledge and use that knowledge to guide you. We act as your adviser in the event of a claim, if your rates go up, or when you need to add another policy. The benefit of this is that you get more options. You’ll be able to purchase insurance from various companies, as opposed to being limited to just one, allowing you to find policies that are more customized for you. It’s also convenient, since we’ll do the research for you and compare prices to help you decide which policy best suits your needs.

Check out our list of carriers. As a Trusted Choice agency, we only choose to work with the top rated insurance companies as rated by A.M. Best. By only working with the best companies, we make sure that you have a wide selection of reputable insurance providers to choose from. We represent over 20 top-rated companies and are licensed to provide you with insurance from any one of them.

Trusted Choice® is an organization that not only helps connect people with the best independent agencies, but also holds Trusted Choice® agencies (like us) to higher ethical, moral, and service standards. Choosing us as your agency means you’re choosing a business that’s committed to serving you. Check out their about and pledge pages to find out more.

One of the biggest reasons you might switch is because of our ability to compare prices from multiple carriers. “Captive” agents (agents who only work with one company) can only offer you prices from their company. We can shop with multiple carriers for you to get the most competitive rates. Having multiple policies - like home and auto - can also potentially get you more discounts. If you have only one kind of insurance with us, it may benefit you to switch more of your policies to our agency so that we can bundle and save you money.

GPA Insurance Agency West and Armor Insurance Professionals are sister agencies, both owned by our agency principal, Philip Lichter. They are essentially the same company, but they are legally defined as different entities. One of the two agencies may be authorized to sell certain brands of insurance, whereas the other may not. The only difference is the agency name is listed on your policy, but this does affect you or your policy in any way.

GPA Insurance Agency West and Armor Insurance Professionals are sister agencies, both owned by our agency principal, Philip Lichter. They are essentially the same company, but they are just legally defined as different entities. One of the two agencies may be authorized to sell certain brands of insurance, whereas the other may not. The only difference is the agency name is listed on your policy, but this does affect you or your policy in any way.

When your policy is first activated, your insurance company should send your ID cards to your mailing address. If you never received them or if you need replacement ID cards, you can access the login portal for your insurance carrier and print them out. Or you can call, email, or stop in at our office to request them.

Your policy information is available on your declarations page. Declaration pages are created every time a new policy is created and when changes to a policy are made. If your mailing address is correct with your insurance company, you will receive these documents in the mail directly from them. We can also provide these documents at your request. Call, email, or come into the office to request these documents. See our contact information and office hours here.

You have many options to pay for your insurance policy. There are two main ways of making a payment: Through your insurance company. Most companies have online login portals or pay-by-phone options. Through Armor Insurance Professionals. You can speak with a live person to help you process a payment. Our secure phone lines ensure your security and privacy. Either way, the money goes to your insurance company, not Armor Insurance Professionals. Keep in mind that most companies offer flexible payments options. You may receive a discount if you pay in full, but can also pay monthly. You can also set up automatically scheduled payments that draw from a checking/savings account, credit card, or debit card for your convenience. Some homeowners choose to pay their insurance policy through their mortgage - this setup is also known as an escrow. This type of payment is an arrangement you make with your mortgage company and should inquire with them about.

Your billing information comes from the insurance company we help you find. If your mailing and email address are correctly updated with the company, you will receive billing information directly from the company. You’ll never receive a bill from Armor Insurance Professionals. Some companies offer online log-in services where you can view this information as well.

To make a change or cancel your policy, you can call, email, or come by in-person. An experienced agent will take your request in and process the change. See our contact information and office hours here.

You should contact an agent to make a claim as soon as possible after the event occurs. Simply send us an email, give us a call, or stop by in-person during our office hours. See our contact information and office hours here. Please note that claims can only be made for accidental damage/loss.

To get an estimate of pricing, you can fill out an online form with your information to obtain a free quote. If there is not a form for the insurance you are looking for, this means that it is best to contact one of our agents to discuss pricing and coverage for this particular insurance.

No, there is no commitment or obligation required to get a quote. Quotes and consultation services are completely free.

You can learn about specific types of coverages on our Products page. Your coverage will heavily depend on your particular circumstances. For some types of insurance, such as auto insurance, there are state-required minimums. Contact an agent to discuss your needs. Our knowledgeable and experienced staff will be happy to assist and advise you.

There are plenty of discounts available through the insurance companies we work with. They vary from company to company, so be sure to discuss them with your agent. The more we know about your situation, the more discounts we know to look for. Common ones include multi-policy, good student, paid-in-full, and good claim/driving record discounts.

Our address is 671 E. Apache Blvd. Suite 125, Tempe, AZ 85281. We are located at the Vista del Sol shopping complex, near Walmart and Jimmy John’s. You can enter the Vista del Sol parking lot from Apache Blvd. on the east side of Jimmy John’s or from the southwest corner of Rural Rd. and Spence Ave. If you are visiting the office, we can provide a temporary parking pass if you are parked in the lot behind Jimmy John’s/Domino’s/the gold Vista del Sol Dome. There are also metered spots on Apache. We cannot provide a temporary parking pass if you are parked on Apache. There are also many other parking lots and garages around the area, as we are located on the Arizona State University campus (parking fees vary). View ASU parking options using this interactive map. Note: Look out for our main signage, created for GPA Insurance Agency West. If you see a sign for GPA Insurance Agency West, you’re in the right place.