One-time or special events like weddings, baby showers, bar mitzvahs, birthday parties, and other private gatherings should be full of fun! Special event policies can give you peace of mind in planning and executing your event by offering coverage for:

 

  • Cancellation or postponement of the event

  • Injuries

  • Venue damages

  • Special event jewelry (like rings)

  • Fees associated with photographing/videography

  • Special event attire (like wedding dresses, suits, etc.)

  • Lost deposits on services

  • Liquor legal liability

Who needs a special event policy?

Many venues require you to have an event policy with liability coverage, which helps pay for damages to the venue. If you’re serving alcohol at an event, you will likely be responsible for liquor legal liability coverage, which is available through one of these policies. Every venue has different requirements for the amount and types of coverage they require for you to host an event, so check with your venue to help us get a better understanding of your needs.

 

Even if your venue doesn’t require a policy, you should still consider this low-cost policy to protect your special event. The low, one-time fee for your event could protect you from thousands of dollars in liabilities. This small investment can give you peace of mind during your event and financial security should something happen. Mishaps like:

 

  • Vendors who were hired and didn’t show up/didn’t deliver as promised

  • Property damage to the venue

  • Postponement or cancellation of event

 

… can all be covered by a special event policy!

Keep in mind that with Armor Insurance Professionals, you get to personalize your insurance policies to suit your needs and circumstances. As a brokering agency, we can compare prices from different companies for you at no cost. Need help deciding on the right amount of protection that fits in your budget? Get an online quote  now or  speak with a friendly agent to get started!

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